If your New Year’s Resolutions included giving your finances a fresh start then it may be an opportune moment to review your mortgage, according to local estate agency Connells in Kidderminster. With the start of the year continuing to see low interest rates and more competitive deals available, borrowers should take steps now to lock into a fixed monthly mortgage payment or, alternatively, look to cut their monthly mortgage outgoings. “January is typically a time to review your finances and look to the year ahead to see if there are any savings to be made. It is certainly worth reviewing your mortgage regularly and seeing if there are any better products available to you,” says Jade Jauncey, Mortgage Consultant for Connells in Kidderminster.

“There is also ‘no time like the present’ as borrowers can continue to enjoy the low interest rates currently available, rather than face the prospect of any rate rises that may come in at some point in 2017. Additionally, remortgaging can also be arranged to finance home improvements, to fund the purchase of an investment property or to buy out a joint owner’s share of the property,” continues Jade.

Connells offers mortgage and remortgage advice from its network of branches and has access to many different mortgage products. To speak to a Mortgage Consultant, please call the Kidderminster branch on 01562 68214 or email: Kidderminster@connells.co.uk.