HOLIDAYMAKERS heading for the ski slopes are being urged to check they have the right insurance after analysis found only one in six annual policies automatically includes winter sports.
Financial information business Defaqto found that just 15 per cent of annual travel insurance policies and only 4 per cent of single trip travel insurance policies on the market cover winter sports as standard.
Many policies also have restrictions when it comes to off-piste skiing, the research found.
Some 15 per cent of single trip insurance policies do not allow off-piste skiing at all, according to the findings.
Some policies will only allow "restricted" off-piste, often requiring a professional guide to accompany the policyholder or limiting the areas where they can ski at a resort.
And even when policies do offer winter sports cover, either as standard or an optional extra, some will not offer cover for a lost ski pass, the research found.
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