ID fraud and credit information specialist Equifax is urging consumers to remain “information vigilant”, especially when doing anything online following a report from the Home Affairs Select Committee that suggests a growth in cybercrime.

“The invisibility of the worldwide web makes it the ideal place for fraudsters to find and trade people’s information so it’s vital that consumers stay alert to the risk,” explained Neil Munroe, external affairs director, Equifax.

“Many people would be shocked to know how little information criminals need to be able to steal an identity and once they have a stolen ID, a fraudster could use that information to attempt to access funds in accounts, set up bank and other financial accounts or even take out a mobile phone in the innocent victim’s name.

“It can happen without someone even realising, yet it can take many hours to get details corrected.

“We urge consumers to monitor their credit file on a regular basis so that if they do become victim to this invisible crime, quick action can be taken.

“Checking credit and bank account statements regularly should also be something consumers should be encouraged to do so that they can quickly spot unauthorised transactions plus it’s vital to be vigilant about information provided online.”

EQUIFAX TIPS TO PROTECT AGAINST ID FRAUD

  • Regularly apply for a copy of your credit file to look out for any unauthorised activity
  • Always check bank statements and credit card statements carefully against receipts
  • When using online banking, or making financial transactions, ensure people cannot view your details
  • Log out of websites, rather than just closing the window
  • No matter how much you trust your friends, work colleagues, never give out your PIN or online passwords
  • Never store your PIN on mobile phones, blackberrys, tablets or laptops
  • Do not include common verification information such as your date of birth or your mother’s maiden name on social networking sites
  • Set up privacy on your social media profile so that only close friends can view your information
  • Make sure your computer has the latest virus protection that ideally updates hourly
  • If you think you have become a victim of fraud, alert your bank and credit card providers immediately
  • You can call Action Fraud or your financial services provider(s) for advice and support on 0300 123 2040 or visit their website actionfraud.org.uk